Unilag Microfinance Bank | Your Digital-First MFB

090666-691-47||080805-443-70

Empowering Dreams Through Innovation

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Choose what's right for you

We help businesses and customers achieve more

Open Accounts

Seamless digital account opening. Premium benefits.

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Get Loans

Flexible financing, competitive rates, fast approval.

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ATM CARDS

Secure global access, contactless payments, rewards.

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Mobile app

Bank on the go with intelligent app. Biometric login.

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Secure Banking

Advanced encryption & fraud monitoring. Bank with confidence.

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Wealth Growth

Expert advice & diversified portfolios. Make money work harder.

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Here is our core values

Guided by integrity, driven by purpose — the principles that shape every decision, every relationship.

Integrity & Loyalty

Unshaken honesty and deep commitment to our community. We build lasting trust through transparent actions.

trust · ethical

Unrestricted Access

Financial inclusion without barriers. Empowering students, entrepreneurs, and families.

inclusion · open

Nurturing

Growing potential through guidance and support. We cultivate dreams and celebrate progress.

growth · care

Bold Steps

Courage to innovate and embrace forward-thinking solutions for lasting impact.

courage · innovation

Accountability

Owning our actions and delivering on promises while learning from every challenge.

responsibility

Friendliness

Warm, welcoming interactions that make every customer feel valued and respected.

empathy

Motivated Workforce

Passionate teams committed to excellence, growth, and continuous improvement.

passion

Good Governance

Strong ethical frameworks and transparent leadership guiding every decision.

leadership

Why Choose UMFB?

Your trusted partner for secure and modern banking solutions

UNILAG Microfinance Bank was established by the University of Lagos to provide safe, simple, and accessible financial services tailored to individuals, students, and small businesses. Licensed by the Central Bank of Nigeria, UMFB combines trusted banking standards with modern digital tools to help you manage your money with confidence.

Trusted & Regulated — Licensed by the Central Bank of Nigeria with secure services.
Convenient Digital Banking — Access via mobile, USSD, and online tools.
Tailored Financial Solutions — Savings, loans, and accounts for your needs.
Support for Your Goals — From students to SMEs, bank services that grow with you.

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